in this dissertation,the researcher analyzes the effects of financial ratios and management on the solvency of savings and credit cooperatives.The results of this analysis are subsequently used in developing a predictive model for the solvency of SACCOs.
The research population consisted of debtors with unpaid loans remaining on the books of the members of the Federation of Savings and credit cooperatives of Thailand Limited as of March 31,2005 and March 31,2006,respectively,
Techniques of descriptive statistics and logistic regressive analysis were used in analyzing the data collected.