but company insurance u need to pay 1s then only claim back from company and it will took abt 1 month to get the claim.
use company insurance u need to pay ur own $ 1st then u submit all the necessary document to Priscila for claiming.
once u submit to priscilla it will took abt 1 or 2 monthe to get the claim cheque from SG that that in SG currency then u will loss in currency exchange if the rate good then ok.
or u can take to sally see what her advise cos talk to sally 1st to get advise whether can advance for hospital insurance kah.. then when claim time they can stated claim cheque issue to ZMC SG