The plates of the earth crust are not static. They push and grind against one another producing earthquakes that sometimes cause widespread destruction to the affected area.
In addition to volcanic eruptions and earthquakes, other natural phenomena also brings destruction. In Malaysia, the Northeast monsoon rains that come around December bring floods to the east coast of the peninsula. In Australia, bushfires in summer destroy vast tracts of land. Snowstorms in the polar regions of the earth cut the residents from the rest of the world. Droughts in parts of India and Africa cause famine and tragedy.
No place on earth is totally free from disaster-causing events. We can only do our best to deal with these events when they occur. People and property are inevitably destroyed. Those who survive pick up the pieces and continue living