Think of this approach as "enabling philanthropy": a virtuous action that enables someone else to take a virtuous action, like giving someone a microloan to start a small business that will eventually provide for all their needs. We don't have to give annual cheques to umbrella organizations and hope that our money has actually done some good. We can take a relatively small amount of money and aim it at the precise point where it can do maximum good. We can give this money not as charity, but as an investment in the latent ambitions of poor people in villages and squatter cities, on the condition that the recipients magnify this seed by starting a small business or enlarging an existing one. In addition, we can strongly encourage them to take some small portion of their growing investment to help someone else as well.