The equity in your home is the difference between the property’s market value and the balance on any mortgage. Over time the equity can increase dramaticall as housing prices rise and the mortgage balance decreases . Unfortunately,homeowners have traditionally overlooked the tremendous potential in safely utilizing this equity . However ,this large , dormant asset can be unlocked using a concept called equity transfer, which is nothing more than moving an asset from one coffer to another. This is done by investing excess equity within a vehicle that provides for the safe,tex-free accumulation of money . In addition,your family will be protected through the death benefit of the investment.