2.) Account receivable increased by approximately 116.84 million baht, mainly because of the increasing in amount of Insurance premium such as INTERNATIONAL COMMUNITY SCHOOL, KING POWER DUTY FREE CO.,LTD,G STEEL PUBLIC COMPANY LIMITED,THAI ACRYLIC FIBRE CO.,LTD.,DHIPAYA INSURANCE PUBLIC COMPANY LIMITED. and addition of insurance policy from existing clients of Howden's Insurance Brokers.