BCP is designed to respond to threats. In preparing a BCP , it is important to remember that the biggest threat may come not from terrorist attacks or natural disasters, but from disgruntled or dishonest employees. Companies need to screen their employees carefully, create a culture of loyalty to inhibit the internal threats, and develop systems that help promote security. The tremendous loss of human capital in the collapse of the world Trade Center in New York City on 9/11 highlighted the problem of keeping all of a company's talent in one location.