The expected credit losses incurred on investments in debt instruments, the amount of credit losses that are incurred will be revalued every day reported to reflect changes in credit risk, credit losses that are expected to be estimated using credit loss information based on past experience. Adjusted by the specific factors of the borrower. As of the reporting date, as well as the value of the funds based on the time and appropriateness, the Group recognises the allowance for credit losses that are expected to occur over the life of the company. When there is a significant increase in the risk of credit If the credit risk of financial instruments does not increase significantly, the measure of the allowance for loss will be equal to the credit losses expected in the next 12 months.
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