bill of lading issued by a freight forwarder or NVOCC (Non vessel operating companies) is called HBL House Bill of Lading. Once after receiving cargo from shipper after necessary customs formalities, the freight forwarder releases House Bill of Lading HBL to the shipper. House Bill of Lading also is a negotiable document and accepted similar to any Bill of Lading. Normally HBL House Bill of Lading is issued as per the terms and conditions of Multi model Transport Document Act. The shipper in House Bill of Lading is the exporter or shipper who delivers goods to freight forwarder and the importer or consignee, the party to whom the cargo has to be delivered by the said freight forwarder.