HB Incentive : Cost Containment Program
Cash Incentives will be offered to you if you utilize coverage (i.e., hospitals /benefits) provided under social insurance scheme. This benefits need to be used with Social Security.
For IPD case, if you choose to use your social security since the first day of the treatment of your sickness or injury in the designated social security hospital, you will receive HB Incentive equal to Room & Board (R&B) benefits which has not been reimbursed. The reimbursement is for Room & Board charge only. Other inpatient expenses will continue to follow the plan design.
Claim process :
- providing certificate from hospital on the number of admission date in hospital.
- confirmation that you DO NOT use Social Security for IPD in the designated social security hospital.
Psychiatrist consulting :
The coverage is under Insurance Guidelines.