1. The loss ratio for 9 months is 109%, in the meanwhile we are projected medical loss ratio at the end of this year will be 127 % which this figure will be unacceptable (higher than 80%) from the insurer and it will be affect the renewal premium in this coming renewal year.
2. The projected loss ratio in FY 2015 is better than last yeay 2014 which is shown the figures as 100 % and 115% as respectively.