Bank also give loans to people. Bank use the money that their customers deposit to lend to people to buy new houses, cars, or to start businesses among other reasons. The bank makes money from lending by charging interest. In other words, people have to pay bank more than they borrowed. This amount depends on how risky the bank thinks the borrower is and how fast the loan is paid bank among other things the bank thinks the borrower is and how fast the loan is paid back among other things