The Association of Finnish Local and Regional Authorities made a study of how municipalities use alternatives ways to produce public services and utilities (Lundström 2003). There are great differences between municipalities. In many cases, the primary reason for not using alternatives is the sheer lack of markets. The second reason is a disbelief that these would yield savings or the quality of services might worsen. Alternative forms of service production are often seen as a way to improve the economic situation. Fears might be justified, but sometimes low quality might be the consequence of local governments‟ inexperience in the field of contracting out services. A quite common reason for the reluctance to utilise alternative forms is the unwillingness or low ability to compare the costs of different forms of services. Also a wish for the municipality to retain its own personnel is one reason for not using alternative forms of production. (Kettunen 2006: 332–333, 337–338.)