Mathilde’s husband. Monsieur Loisel is content with the small pleasures of his life but does his best to appease Mathilde’s demands and assuage her complaints. He loves Mathilde immensely but does not truly understand her, and he seems to underestimate the depth of her unhappiness. When Mathilde loses the necklace, Monsieur Loisel sacrifices his own future to help her repay the debt. He pays dearly for something he had never wanted in the first place.