Over the study period, there was a positive trend in
ROA. The last position was belonged to NBL bank with
average ROA equaled to 1.84% but ROA values
computed during the study period were found positive.
SCBL was maintained first place with ROA equaled to
2.51% among joint venture banks, while the second
position was for NABIL bank (2.48%) and the last position
was belonged to NSBI (1.13%).
The average ROA of BOK was noted 1.89% and this
bank was ranked first position among the domestic
private banks. The second position was for LBL bank with
ROA equaled to 1.82% and the last position was
belonged to NCCBL with ROA equaled to 0.43%. The
average ROAs of NCCBL (JVB), MPBL (DPB) and LXBL
(DPB) were estimated less than 1 fall in the marginal
earning performance (Baral, 2005). As ROAs of the most
of the larger banks were estimated greater than those of
the smaller banks, it can be concluded that the larger
banks were successful in mobilizing their available
resources more effectively. Furthermore, availability of
limited number of assets restricts the proper utilization of
resources and ultimately the earning profit.