The beginning of summer is the perfect time to take a look at your household budget. That might sound ridiculous if you're focused on basking in the sun, but considering all the spending your household will likely endure over the next few months, including summer travel, summer camp for kids, barbecuing, back-to-school supplies and the like, it's a good time to take out the calculator and look at how you're doing. Really, it's always a good time to budget.