This news was about the chip-enabled cards. United States attempted to reduce counterfeit and credit card fraud more than 200 million payment cards have been issued with embedded computer chips in the United Stated, ahead of a Oct 1 deadline for the switch to such cards, according to the Smart Card Alliance. In the US has a higher rate of credit card fraud. These US retailers were must change to use a personal identification numbers (PINs) to add security and to make more difficult fraud. US retailers are making an enormous investment in order to upgrade their payment terminals to accept these cards. The new credit cards, an additional security measure that would render stolen or lost cards virtually useless when making in-person purchases at a retail outlet. Instead, they will stick with the present system of requiring signatures. Analysts predict card fraud at brick-and-mortar retailers will fall after the introduction of chip-enabled cards, but that online fraud will rise, as has happened in other countries using technology.