the government housing Bank (GH Bank) has created a new housing loan model with housing developers to guarantee service quality as past of its strategy to expand its customer base from middle-to high-income earners. It hopes the model will help the portfolio of social solutions for customers and business solutions customers,and the middle-to high-income group will improve the quality of loans and ensure healthy margins in the long run,GH Bank President Chatchai Sirilai said.