Company will be cheaper ok anddear this you and me only will no and no one again will no that am sending money to you event the company wouldn't no okthat is why is cheaper for me than bank all you need to do once i send it ,you make sure that once is arrived andthe company most call you before they come to deliver it to you make sure that you handle everything what ever extra expenses you do it and when you get the money them take your money from there and used the remaining buy the house ok.