Research indicates that e-commerce offers a promising way for organizations to meet
challenges of an ever-changing environment. However, the few available studies
related to SMEs in developing countries reveal that they lag behind and are skeptical
about adopting the technologies irrespective of their effectiveness. Literature reveals
many significant reasons contributing towards this reluctance. The various factors
identified as causes for the reticence can be broadly classified as Internal Barriers and
External Barriers. Internal Barriers can be resolved within the organization by the
organization itself, while External Barriers need to be addressed either by government
intervention or by collaboration of SMEs. This paper presents a model for barriers to
adoption of ICT and e-commerce