Conservative investors have been frustrated in recent years because low interest rates have left guaranteed instruments yielding virtually nothing. And while rates will undoubtedly rise again at some point, guaranteed instruments will never outpace inflation.
This creates a dilemma for many investors who seek a decent return on their money, but don’t want to risk losing their principal. However, there are several investment options paying higher rates of interest than CDs and treasury securities with a very reasonable amount of risk. Those who are willing to explore some of these options can significantly increase their investment income without having to lie awake at night worrying whether their money will still be there in the morning.