The modified TAM is expected to offer some managerial contribution. If doing a research, the study results will provide managers information about the strategic planning of E-banking websites and service selection. For planning and developing E-banking services, the system designers or software developers should play attention to information contents. The contents should enhance customers’ usefulness and ease of use perceptions to promote E-banking services. Moreover, banks have to develop E-banking services system by enhancing more confidence to customers. This means E-banking system should create more confidence for using online service. Consequently, this will improve customers’ perceptions of trust, and security and privacy.