Corporate loan (68.4% of total loan) expanded at 3.1% year-on-year. Loan to large
corporate markedly declined to 0.1% from 4.8% last year, particularly in the commerce and
the manufacturing sectors. The decline was due partly to fund raising through capital markets
and debt repayment in addition to some bad loan write-off. SME loan expanded at 5.6%, up
from 3.4% last year from loan to small-sized enterprises. Consumer loan (31.6% of total loan)
declined marginally to 7.1% from 7.4% last year in almost all loan types, except for car loan
which turned positive at 1% after contracting for six consecutive quarters.