While you don't need to agonize over every decision, it's the big, life-changing risks that we face only a handful of times in our lives that can stop us in our tracks. But if we don't step up to the challenge, we may find ourselves living a life that bores us, that has no dynamics or color. By avoiding any kind of risk, we systematically shut down our world, making it smaller, flatter and grayer.
There's no magic formula for managing risk, but with careful preparation and forethought, you can minimize risk and maximize the odds that you'll succeed.