2.2.2 Existing problem of current services
By investigating and analyzing both the internal part and external part, we conclude the problems as the following aspects
(1)The overall queue time is relatively long level of customers’ satisfaction is comparatively low.
(2)Usage ratio of VIP is low.
(3)The number of open servers is fixed rather than flexible. The division of working time is uneven.
(4)In the period of 3:30-5:00, many old people who spend a lot of time depositing and withdrawing are in the queue.
(5)The time of corporate business is long especially for the business of taxes.
(6)Speed of serving business of depositing is low(5.9minutes) compared to other commercial banks.