Pagudpud is a fourth class municipality and a coastal resort town of Ilocos Norte province, in the northern Ilocos Region of the Philippines. According to the 2010 census, Pagudpud has a population of 21,877 people.[3] It is the northernmost settlement on Luzon Island.It is the Northern most town of Ilocos Norte.Pagudpud is a popular tourist destination because of its resorts and beaches.(Saud Beach,Hannah's,etc.)Pagudpud was made a municipality on July 5, 1954. Unlike Laoag City, the province's only autonomous city, Pagudpud derives its authority from the provincial government. It had previously been a part of the neighboring town of Bangui. Before July 2013, the nearest ATM was in Pasuquin which is about 1 and 1/2 hours from Pagudpud. However, one can now access their funds thru the ATM in Pagudpud at the Nueva Segovia Consortium of Cooperative (18°33'44.7"N 120°47'11.6"E) located about 350 meters from the Pagudpud Municipal Hall.