Grameen Bank is praised for success in its mission of alleviating poverty. Its success is attributed to employment creation and income generation through its extensive credit programmes for the landless rural poor of both genders. The special features of the institution are its high loan recovery rate, organisation of its members into groups exercising peer pressure in loan repayment and proper utilisation of the loans, close supervision by the bank's field staff, organised advisory services to the clients, and empowerment of the poor, especially the poor rural women by involving them in self-employment and income-generating activities.