The healthiness of family relationships often depends upon how well families think through money management strategies in the home. By talking about money, family members should understand how financially stable the family really is. Attitudes about money have a value foundation base that helps to guide family thoughts and ideas about money. Too often money discussions relating to family financial stability seldom or never becomes an agenda item during family discussions. Spending and saving decisions affect the entire family, so talking about them would help each family member to better understand the family's money concerns. Moreover, many families do not hold family meetings, which could greatly impact marital relations.