5. The Lessor has to provided 1st class insurance which covers the passenger and the drivers complying with the insurance act of the Thailand, and in case of any accident, the Lessee has to pay deduction Baht. 1,000 (Baht: one thousand only) per accident to the Lessor in case that the Lessee is wrong in the accident (EXCEPTION: The Lessor’ driver) and the Lessee shall promptly notify Lessor the insurance firms contracted by Lessor.