The KMO value
was 0.79 and Bartlett’s test was significant at the 0.00 level. These results
demonstrate the factorability of the data matrices (Hair et al., 1998). The criterion for
the significance of factor loadings was set at 0.45, as suggested by Hair et al. (1998),
for sample size of 150. Items exhibiting low factor loadings (0.40) or low communalities (