3.3. Financial Motivation → Initiation of Healthy Changes. Two linear regression models were run regressing initiation of healthy changes from the baseline phase to the end of the (incentivized) intervention phase onto financial motivation. Healthy change outcomes were (1) initiation of composite diet-activity improvement score change and (2) initiation of weight change (loss). As predicted, financial motivation was unrelated to initiation of healthy change during the incentivized intervention phase, unrelated to healthy lifestyle improvement initiation (β = −.10; P = .12), and unrelated to weight loss initiation (β = .014; P = .19).