2. Pick your neighbors carefully. Think twice before moving to a wealthier town. Why? You will be surrounded by families with more money—and their wealth may be a constant reminder that you aren't so financially fortunate.
3. Shorten your commute. If you move anywhere, consider moving closer to work. A long commute ranks as one of life's least enjoyable activities, according to academic research. The reason: We like to feel in control of our lives. That's tough to do when, every work day, we don't know how late the trains will run or how bad the traffic will be.
4. Spend time with friends. Throw a party. Go out to dinner with the neighbors. Fly across the country to see your children and grandchildren. Research suggests that socializing with friends and family are among our happiest times.