This reflects that HRD climate is reasonably good as both healthcare and banking sectors are service sectors and HRD climate in very important as the quality of the service delivered to the customers depends on the competencies of employees The finding is in conformity with other studies as reported by Srimannarayana, M. [10] Akinyemi, B. O. and Iornem, D. [12] that HRD climate in banking sector is high and reasonably good HRD climate is prevailing in the hospital in a study reported by Alphorns