The debt in The debt must follow the guidelines of the Bank of Thailand on the track Call Credit August 3, 2551, is the frequency of contact for debt collection, need to show the purpose of the debt, the debt must be exact. Debt with the debtor only, not forged distortion harassment; confidentiality must not abuse the debtor, paid out bill. And if in default and demand does not work. How not to use coercion. Be sent to the Judiciary It takes a fair amount. And the debtor has the opportunity to negotiate the dispute was called “reconciliation project”.