ARTICLE 11.0 MISREPRESENTATION:
BOTH PARTIES mutually agree that any misrepresentation by the USD PROVIDER or HKD PROVIDER will be deemed as an act of fraud and will be treated as such by the Governing Laws of HONG KONG S.A.R. and the aggrieved PARTY shall submit the case to the jurisdiction of the Criminal and Civil Laws of HONG KONG S.A.R.