When I was one-and-twentyI heard a wise man say,"Give crowns and pounds and guineasBut not your heart away,Give pearls away and rubiesBut keep your fancy free."But I was one-and-twenty,No use to talk to me.When I was one-and-twentyI heard him say agin,"The heart out of the bosomWas never given in vain;'Tis paid with sighs a - plentyAnd sold for endless rueAnd I am two-and-twenty,And oh, 'Tis true, 'Tis true.