3. The Borrower agrees to pay the interest in………………………….(………………………..………) installments of……………………………baht (……………………………………) each; each installment shall be paid on or before the………………day of the calendar month, starting from the………………day of…………………..onwards. The Borrower agrees to pay the entire amount, comprising the capital and interest, according to this agreement by or before the…………….day of……………………2554