Thank you for your email kha. We will start cover from 15/09/2016-15/09/2017.
We have asked SEIC for reduce sum insured but they said the premium remain the same because this is the minimum premium that they can provide for mazda 2.
Sum insured 320,000 that means it cover for Own damage,Thief and Fire so,we recommend you to insured with high sum insured for high coverage but same premium.
And next your you will get NCB discount if no claim for sure.
Please confirm with us again for sum insured and also contact number for car inspection process.
Look forward to hearing from you soon.