1We are on our way to becoming a cashless, checkless society, a trend that began with the credit card. 2Now some banks are offering “debit cards” instead of the credit cards. 3That costs of purchases made with these cards are deducted from the holder’s bank account instead of being added a monthly bill. 4And checking accounts, which are mainly used for paying bills, are going electronic. 5Now some people can make computer transactions over their pushbutton phones to pay bills by transferring money from their account to the account of whomever they owe. 6Soon we may be able to conduct most of our business without signing a check or actually seeing the money we earn and spend.