n section I, the report has identified several areas in which advanced data analytics could be applied. New
technologies could in particular help with improving and back testing risk models, creating more accurate and
granular statistical analytical methods, interpreting unstructured and qualitative data outputs, such as from
payments systems, from surveillance of communications and behavior, or transaction patterns that may be
suspicious; and in “understanding” new regulations. We briefly discuss technologies and techniques in more
detail below.