Patricia Rogan received the following email message from her supervisor at investment firm where she works
pat, I just a call from a man who is 65 years old. Although he retired from real estate sales when he was 62, he has been working part-time sine then at Salene's department store and participating in its retirement program. Salene's requires that part-time employees withdraw their retirement funds in a lump sum when they reach 65 or roll the money over into an IRA account. He wants to open an IRA with us and roll the retirement funds into it.
this account isn't going to be worth much. He clearly is not interested in other kinds of investments---doesn't have much money to spare. I don't to bother with him, so I give him your name. He'll probably call you. Please handle it.