• There is a Birthday Benefit also in addition to the Cash Back payouts which is paid on the every birthday of the life assured beginning on the second policy year provided that at least one premium for policy year 2 has been paid.
Moreover on the Birthday Benefit, if the Birthday falls after the policy anniversary and the premium for the anniversary has been paid, the Birthday Benefit will be paid on the birthday. If the policy lapses/forced surrender, no reversals will be done on the Birthday Benefit that has already been paid.