To gather and update relevant information about customers for effective sales and customer management.
To gather and analyze credit-related data, establish plans to achieve funding targets in line with bank policies.
To negotiate and structure loans for financial feasibility, industry analysis, operating analysis and collateral evaluation.
To do credit analysis including analyzes financial statement, customer capabilities; develop financial projections and model cash flow and ability to repay per loan for assistance in credit proposal operation.
To keep abreast of key market or industry developments affecting credit risk, and maintain knowledge of bank’s credit products and policies.
To revise and review existing loans portfolio (loans value approx. 3,000 MB) and improve credit quality of substandard loans.