More than 50% of the 192 member countries of the United Nations are served by some form of credit reporting agency, of which 43 were private, 33 public, and 31 public-private partnerships.xi The United States, for example, has a private credit reporting system comprised of four national credit companies that provide basic or customized credit reports. France, in contrast, has a public CRS, which is a single registry for all data received from reporting institutions. Most Latin American countries have also opted for public CRS.