3. Third-Party Services
Etsy has engaged third-party service providers to perform many of the services related to payment processing, including card processing, currency exchange, identity verification, fraud analysis and regulatory compliance.
Etsy partners with WorldPay and other licensed payment processors to facilitate card payments and other payments by buyers and to disburse funds to sellers. The WorldPay entities are regulated and authorized to provide payment services in the countries where they operate.
Etsy may share personal or transaction information with those third-party service providers that is necessary to process payments.
Etsy Gift Cards are prepaid credit cards subject to the Gift Cards Policy.
By using a third-party service, you may also be subject to an agreement with the third-party. For example, Google Wallet is a third-party service provided by Google Inc.; if you register to use Google Wallet, you may be subject to the Google Wallet Terms of Service. Apple Pay is a third-party service provided by Apple Inc. and is subject to the Apple Pay Terms and Conditions.