4. Estimate your insurance cost
There are wide variations in insurance rates. Before you buy, seek out an insurance estimate for each car you have in mind, just to be sure the cost doesn’t change your decision. Once you’ve gathered car insurance estimates, eliminate those who are out of your price range. However, do not automatically choose the cheapest. Maybe a company with a more expensive policy for your particular car also has a feature that would make sense for you and can be worth the extra cash. You can go to websites like carinsurance.com to compare insurance policies. Comparing insurance rates by car should be a priority before you make a final decision on your purchase. Just keep in mind that the rate you see quoted isn’t the full story. The value you’re getting for your money and the discounts you may qualify for can shift the balance between companies. So seek out as many quotes as you can before buying to make sure you get the best deal possible.