• This time being, customer requests LTV 100% of PP which higher than normal LTV 10% (Project score > 74 and by right max LTV should be 100% but this request is a second HL and the duration from the 1st HL is less than 6 months so LTV has to be dropped 10% to 90%)
• For this exceptional of additional LTV 10%, K.Yuttachai, Head of PFS, already concurred.