3.5 Cardface Benefits
Benefits such as block, cash limit, shadow limit, velocity for customers holding multiple card face will be controlled at customer entity level rather than account level for shared line customers
To elaborate further:
• Customers who have decided to have his credit line share, his cash limit must also share.
• Customers holding more than 1 card and have their line shared in an entity, % shadow limit will be calculated at customer level which is controlled by PROBE and apply to all sup cards under them. Non-shared line customers, % shadow limit will also be controlled by PROBE at primary can and apply to all sup cards.
• Percentage of cash limit is also controlled by PROBE at customer level and account level for shared line and non-shared line accordingly. However, system should also support suppress feature at card level if customer make a request.
• Blocking of delinquency less than 60 days will be put to all cards?
• Fraud velocity will be disable on V+ and instead using Falcon criteria to detect Fraud transactions
• Falcon will be used for velocity criteria with payWave function on card level