D. Payment of benefits
The company will pay benefits in the event of loss of life of the insured to the policy beneficiary. In a case where the specified beneficiary is dead before or at the same time as the insured and the insured has not notified any change of beneficiary, the company shall pay benefits to the insured’s heritage. If more than one beneficiary is specified and one of them is dead before or at the same time as the insured, the company shall pay equal amount of benefits to each of the beneficiaries who are still alive or shall pay the pro rata amount of benefits written in the notification form by the insured. For other benefits, the company shall pay them to the insured.