1.7. Attitudes
Livingstone and Lunt (1992a) and Lea et al. (1993) both showed a
correlation between debt behaviour and debt attitudes. Neither, however,
used psychometrically satisfactory attitude scales. For example, Lea et al.
used a prototype scale of attitudes to debt which had not been pre-tested
on an independent sample. Although this scale turned out to have fair
reliability (Cronbach's a was 0.70), the procedure is not really satisfactory.